For nurses with a retirement plan at work

Find the money hiding in your benefits packet

The Benefits Decoder reads your paystub and your hospital's benefits documents, then writes you a personal guide in less than 1 hour: what you have, what you're missing, which accounts to fund first, and the age you reach Coast FI.

Get on the founding list

Founding price opens Black Friday, only to this list.

Founding pricing goes to this list first. Unsubscribe anytime.

My name is Ellaine!

I am a nurse just like you. Over 9 years ago, I decided i want MORE OPTIONS while i work my full time job.  I learned personal finance through books and courses. I traded in the stock market for a year. I have decided in 2021 to become a Certified Financial Education Instructor (CFEI) through the National Financial Educators Council. I love all topics in personal finance but my bread & butter is investing.

About an hour. A guide built from your own documents.

âś…Your Benefits Snapshot

Every benefit your employer offers, and which ones you're actually using.

âś…Money You're Leaving on the Table

The dollar amount of employer money you're eligible for and not collecting.

âś…Your Funding Order

Which accounts to fund first, with a dollar amount per paycheck.

âś…Your Coast FI Date

Where you stand today and the age you can stop needing your paycheck, with your pension counted if you have one.

What one line in your benefits packet can cost

Say you earn $70,000, contribute 3%, and your hospital matches up to 6%. You're leaving about $2,100 a year on the table. Invested for 25 years at a 6% return after inflation, that's roughly $115,000 in today's dollars.

Most of us enrolled during orientation week, between badge photos and a skills check-off, and never opened the plan document again. The Decoder opens it with you.

Founding members get:

  • The founding price, opened to this list first on Black Friday (November 27) and closing December 4
  • A live Decode-Along on Zoom, Wednesday, January 20, 2027 at 5 PM PT, where we set our 2027 contributions together (replay included for night shift)
  • The full video mini-class and setup guide
  • Every January update to the contribution limits, free
  • Your first month of the Wealthy Nurse Academy ($97 value), free

Get on the founding list

Founding price opens Black Friday, only to this list.

The Benefits Decoder is an educational tool. It isn't financial, tax, or legal advice. It runs inside your own Claude account, and a free account works.