#67: How I organize my Money as a Nurse practitioner without budgeting [series 3]

Creating Financial Systems for Nurses: Budgeting Without Micromanaging

In this video, I share how nurses can achieve financial freedom by setting up automated money management systems instead of traditional, restrictive budgets. I discuss my paycheck routine, including having a main landing account, automating investments and bill payments, and using credit cards responsibly. I'll show you how these systems reduce decision fatigue, remove the emotional burden of money management, and ensure stability even in a chaotic life. This is part of my 12-week Nurse Money Project series, and next week, we'll dive into investing for nurses.

00:00 Introduction: Why Traditional Budgets Fail

00:42 Meet Elaine: Nurse Practitioner and Financial Educator

01:37 The Problem with Traditional Budgeting for Nurses

03:25 Elaine's Core Beliefs and Money Systems

05:00 Step-by-Step Paycheck Routine

06:44 Automating Your Finances

10:34 Intentional Spending and Credit Card Utilization

14:28 Creating a Simple Action Plan

15:40 Conclusion and Next Steps

Connect with me: Instagram: http://www.instagram.com/nursewhoinvests

Website: https://nursingflowsheet.com/

Download MONARCH MONEY: https://monarchmoney.sjv.io/VxYNjk (affiliate link)